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I want a competitive interest rate
We have excellent relationships with many of the top lenders in the country.
Some are subsidiaries of the clearing banks. Due to this we have been able to
negotiate very competitive terms and are sure we will find a rate to suit your
needs.
I want to consolidate my credit and reduce my monthly outgoings
We specialise in debt consolidation. We can negotiate with all your credit
providers, the best possible settlement figures and pay them all off with one
of our loan plans over a period to suit you.
I have a poor credit history, can you help?
We have vast experience in helping people with a range of debt problems - for
example, county court judgments, mortgage arrears.
Can I use the loan for any purpose?
Yes, absolutely. We have helped clients with everything including - debt
consolidation, home improvements or a dream holiday and much more.
How do I apply?
Raising finance or realising your dreams couldn’t be easier. Simply call a
friendly operator on 0800 007 5387 or click here to complete a
quick online form. The process is free and you are under no obligation.
Remember, we’re here to help.
What will happen after I apply?
We will immediately assess your individual requirements, and match them with the
best deal from our panel of lenders. We aim to secure approval in principle
within 24 hours of your application. You will be kept informed of progress at
all stages. Our professional underwriters will then guide you through the loan
process; clearing all the obstacles and delivering the cash you need in the
shortest possible time. There are no interviews and no salesmen will call.
Remember the application process is free and you are under no obligation.
How quickly can I get my loan?
We aim to secure approval in principle within 24 hours of your application. You
will be kept informed of progress at all stages. Professional underwriters will
then guide you through the loan process; clearing all the obstacles and
delivering the cash you need in the shortest possible time. Our experience and
close day-to-day contact with the lender means we can get through the process
quicker than most. The sooner you start the process the quicker we can help -
so if you’re ready, apply online now, or call a friendly operator on 0800
007 5387
What will my monthly payment be?
This depends on how much you borrow, and how long you intend to borrow the money
for. You should only borrow an amount that you can afford to repay.
What information will you need?
Our lenders require accurate and truthful information to take a decision in
principle. Our online application form proves this basic information. Click
here to view the application form. Skilled underwriters will guide you through
the documentation and more detailed enquiries that will be needed to secure the
finance.
How long do I have to repay my loan?
We can arrange finance terms from 3 years to 25 years.
Can you offer a scheme whereby my repayments can be met if I am ill or made
redundant?
We offer an excellent optional accident, sickness and redundancy package for
total peace of mind. We will
talk you through the benefits of these packages.
Can I insure my payments?
Yes, most customers choose to insure their payments. Payment protection gives
peace of mind.
How does payment protection work?
If you lose your job or are off work through accident or sickness or redundancy,
your repayments, subject to certain exclusions, are paid directly by the
insurer.
Which loan companies do you deal with?
We have dedicated teams working in partnership with some of the best lenders in
the country. This instant access means we can choose finance that matches your
individual needs and get fast results.
What types of finance are available?
We offer secured loans to homeowners. We will review your individual needs and
advise on the best method of securing finance for you. Our aim is to provide
you with the best solution on the market.
How much can I borrow?
You can borrow any amount from £1,000 - £500,000 and repay it over any period
from 3 years to 25 years
Can I repay my loan early?
You can pay the loan back at any time. Your loan agreement will show how any
early redemption cost is calculated.
Can I have a fixed rate?
Yes, we can offer fixed or variable rates details upon request. We have access
to many solutions, whatever your requirement - we are here to help.
Are fixed interest rates available?
Yes they are. Some loan plans offer a fixed rate period (where the loan term is
over 60 months). We will advise you if you qualify for this option.
Is my Loan application confidential?
YES it is. We take pride in our confidentiality. We fully authorised by the
Financial Services Authority (FSA) and are also registered under the Data
Protection Act (DPA). We adhere strictly to the confidentiality guidelines set
out by FSA, as well as the letter of the law from the Data Protection Register.
We will not contact your employers, bank or any other third party without your
prior permission.
Are any restrictions placed on how I can spend the money?
No, you can use the money for virtually any purpose. Perhaps you want to pay
off all your higher rate credit leaving you with just one manageable monthly
payment. Alternatively you may wish to carry out home improvements, purchase a
car, caravan, boat, and conservatory or perhaps take a holiday!
What if I want to borrow more in the future?
Simply telephone our office and we will gladly supply you with a quotation for
a further advance.
How long will the loan take to arrange?
The whole process usually takes between two to four weeks dependent upon a
number of factors including how quickly you can supply us with the
documentation required to complete your loan
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